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Structured Product Solutions
NCB Wealth Management, through our close links with other specialist investment providers, can offer our clients structured product solutions that compare favourably, both in innovation and cost, to those that are issued to the general public by retail orientated banks.
Structured investment products are usually of a fixed term nature (e.g. 3-7 years), provide a capital guarantee at maturity (e.g. 100%) and pay a return based on the performance of a chosen asset or asset class (e.g. equity indices).
We have the ability to individually manufacture or source products linked to equities, bonds, property, hedge funds, commodities, currencies, and multi-asset indices / baskets.
For example, if you have a view that commodities will perform strongly over the next 5 years, but wish to reduce your downside risk by using a capital guarantee, then NCB can help you structure a suitable solution.
Typically we can tailor a structured product for amounts in excess of €1m and the types of client that have used this service include credit unions, charities, pension funds and high net worth individuals.
Many of these clients initially approached us because they had a particular need or objective that was not being addressed by their existing financial relationship(s), or they felt that they could use the monetary size of their proposed investment to generate greater buying power (i.e. lower fees). For example, typical retail oriented tracker bonds can contain charges well in excess of 5% which may be acceptable if you are investing €5,000 but not if you are investing €1m.
So if you have a sizeable investment sum and are looking for an individually tailored structured solution please contact Nigel Poynton.
Contact:
Nigel Poynton: nigel.poynton@ncb.ie
Tel. 01 611 5611
